USDA Loans are for non-farm homeowners in rural areas and are also for rural housing development. To be eligible for a USDA Loan, borrowers must be purchasing a property in a rural area as defined by the United States Department of Agriculture (USDA).  Rural Housing Service guarantees loans up to 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan.

There are a few different kinds of USDA Loans:

Guaranteed Loan – this loan helps low-to-moderate income borrowers the opportunity to build, rehabilitate, improve or relocate a primary residence in an eligible rural area.

Direct Loan – this loan assists low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.

Rural Repair & Rehabilitation Loan – this loan assists low-income homeowners repair, improve, or modernize their dwellings or to remove health and safety hazards.

Contact First Florida Financial, Inc. NMLS # 392021 if you think a USDA Loan is for you!

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Fair Housting Act

Fair Housing Act
The Fair Housing Act prohibits discrimination in housing on the basis of: race, color, national origin, religion, sex, familial status or handicap (disability).

Main Office
13400 Sutton Park Dr South
Suite #1502
Jacksonville, FL 32224

Branch Office
8613 Old Kings Rd South
Suite #501
Jacksonville, FL 32217

First Florida Financial, Inc.
NMLS# 392021
(904) 422-6466

First Florida Financial, Inc.
NMLS# 392021
13400 Sutton Park Dr South Suite #1502
Jacksonville, FL 32224
(904) 422-6466

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