A Conventional Loan is not backed or insured by the government but rather private companies like First Florida Mortgage. Conventional mortgages are often the best choice for borrowers who have excellent credit and a down payment of around 20 percent. Conventional loans can be used to buy a primary home, second home or investment property and can even sometimes allow the borrower extra money for landscaping or home improvements.

Some benefits of Conventional Loans are that tend to have better lender terms and fewer restrictions since it isn’t backed by a government loan program. Conventional Loans typically require borrowers to put at least a 20 percent down payment. By putting such a large down payment, borrowers avoid the private mortgage insurance (PMI) fee and usually start earning equity faster.

Contact First Florida Financial, Inc. NMLS # 392021 if you think a Conventional Loan is for you!

Contact Us

Get A Quote
First Florida Mortgage is committed to helping find you the right mortgage. If you would like to get a quote for any of your financial needs, please click here.

Fair Housting Act

Fair Housing Act
The Fair Housing Act prohibits discrimination in housing on the basis of: race, color, national origin, religion, sex, familial status or handicap (disability). 

Main Office
13400 Sutton Park Dr South
Suite #1502

Jacksonville, FL 32224
NMLS# 2057475

Branch Offices
10175 Fortune Pkwy, Suite #1102
Jacksonville, FL 32256
NMLS# 1818353

534-4 Park Avenue
Orange Park, FL 32073
NMLS# 2057475

First Florida Mortgage
NMLS # 392021
13400 Sutton Park Dr S., Suite 1502
Jacksonville, FL 32224
Jacksonville Mortgages   (904) 402-0791

Important Disclosures

First Florida Financial, Inc.

To View Our NMLS Filings Click Here

 Copyright © 2024 • All Rights Reserved
Designed By Ocean Web Design